Last week, Reddit user Mlosklo I made a post on r/Two hot takes to get something off your chest.
The woman said she and her husband have had increasing disagreements over money and that tension has reached new heights now that he has started collecting sports memorabilia.
According to her, the couple has tried to both unite and Separating your financesBut none of the options seem to quite work for them, so she turns to the Internet to vent her frustrations and is willing to take any advice people can give her.
This couple disagrees when it comes to their spending habits.
Image credits: RDNE stock project / pexels (not the actual photo)
And the wife can’t help but feel that her husband is invalidating her.
Image credits: Karolina Kaboompics / pexels (not the real photo)
Image source: Mlosklo
There are advantages and disadvantages to both combining your finances and keeping them separate.
Image credits: Mikhail Nilov / Pexels (not the actual photo)
According to a 2022 report surveyApproximately 43% of couples who are married, in a civil union, or living together have joint property.
When you share all the bills with your partner, you trust him or her to make the right financial decisions; your own financial health depends on his or her habits.
But this agreement also requires you to give up some of your autonomy.
If you and your partner both have established careers and financial assets, fully combining finances and sharing all accounts can be a challenge. As noted in the story, if one partner is not earning and spent Conflicts may also arise.
So who is better off? Those who keep their finances separate or those who share everything? To answer this question, researchers carried out six studies with more than 38,000 participants.
These six studies included a variety of methods (e.g., cross-sectional, longitudinal, and experimental data sets) and were replicated in both individualistic and collectivistic cultures.
Their conclusion was that couples who pooled all their money were happier and less likely to… dissolvecompared to other couples who kept some or all of their money separate from each other.
However, the author of the post and her husband are not the only ones who have these problems. Another survey As of 2023, a whopping 64% of couples were found to admit to being “financially incompatible” with their partners, with different philosophies about spending, saving, and investing their money.
At least these two are trying to talk and resolve their disagreements.
As people reacted to the story, its author joined the discussion in the comments.
His post has received many reactions.
Thank you! Check out the results:
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